You are being ridiculous.
Just say, "Dave, you were right."
Now, I have had several others here acknowledge that insurance is indeed gambling with money. So Doug needs to change his definition.
So what?
So what? You called me a liar for repeating Doug's definition, that's what. As soon as you apologize, I will let it drop.
Life is a gamble. Every minute of every day you are gambling with your life and health. Why do you continue insisting on your narrow definition.
All I am inisting upon is that I was correct when I repeated Doug's definition. He said that gambling with money was wrong. I repeated it. He said he never said it, and you said I was spinning to make stuff up.
In fact, he did say that, and I just repeated it. You both called me a liar, and I deserve an apology.
SD
Now, for the first time, I am saying you are lying.