[SoothingDave]

This is true of any insurance, not just life insurance.

Correct. If you have enough money, the state doesn't make you get car insurance. When you're young and naive you can rent an apartment without any insurance, gambling that nothing will get stolen.

SD

[newgeezer]

When you're young and naive you can rent an apartment without any insurance, gambling having faith that nothing will get stolen or that, in the event of a loss, the Lord will provide

(To varying degrees, this how some regard insurance.)