I thank you for your input, but I don't think that you started your Bible reference early enough. Jesus was not telling the ruler he was not saved. Jesus was telling the ruler why his life was not abundant.
Please remember that this simple story is not a systematic theology. It is just a story to remind everyone of a simple truth.
G-d wants everyone to be saved, and G-d has made the way.
Shalom.
Verily I say unto you, That a rich man shall hardly enter into the kingdom of heaven.