None of us are, Brother, and perhaps that’s why He leaves us here even in our old age.
And others go to eternity early. There seems to be an event coming up in which all our sin (and erroneous belief) will get squared up with the Lord, together with an evaluation of the basis of our reward to come. Some traditions call it a purgatory. The name seems less important than the fact. The more open we try to be to the Lord, the less difficult such an experience would be when we encounter it.
That anything good happens on the face of the earth is one of the biggest wonders to me. It is an arena of God’s grace winning against the devil’s evil in seemingly improbable manners. A school of hard knocks might be a way of putting it. But the morals learned are heavenly, not earthly.