Please keep in mind that the Bema Seat is IN HEAVEN, that none will be in Heaven except those in Christ, even the Patriarchs such as Abraham. And think, if you will, how does one have entrance into Heaven. It is not by way of the purgatory being proposed as the purging process to perfect for entry! ONLY by The Blood of Christ are any made perfect, even those still alive and struggling against the sin nature inherited from Adam. Look again at the scene on the Day of Pentecost and in the House of the Centurion, Cornelius. The regeneration happened even bfore Peter finished his sermon! God put His Holy Spirit in believers, not purgatists.
You have an opinion about it. So do I. Neither opinion matters here: I am explaining what the passage says through the mouth of St. Paul. If you have a different opinion, tell someone who is interested. I am not.