What kind of nonsense is this, as if salvation by faith equates to "Those who die wearing this scapular shall not suffer eternal fire."
Salvation by faith refers to a faith which effects obedience towards its Object, the Lord Jesus, which the elect profess.
And which need for works if such faith was to be considered salvific is what reformers as Luther clearly taught .
This is what I have often said, if faith be true, it will break forth and bear fruit. If the tree is green and good, it will not cease to blossom forth in leaves and fruit. It does this by nature. I need not first command it and say: Look here, tree, bear apples. For if the tree is there and is good, the fruit will follow unbidden. If faith is present works must follow. †[Sermons of Martin Luther 2.2:340-341]
...it is just as impossible to separate faith and works as it is to separate heat and light from fire! [http://www.iclnet.org/pub/resources/text/wittenberg/luther/luther-faith.txt]
Therefore faith and good works should be so closely joined together that the essence of the entire Christian life consists in both.†[Martin Luther, as cited by Paul Althaus, The Theology of Martin Luther [Philadelphia: Fortress Press, 1963], 246, footnote 99]
Scripture does warn believers against having an "evil heart of unbelief in departing from the living God," (Heb. 3:12) and falling from grace (Gal. 5:1-4) and drawing back into perdition (Heb. 20:38) thru unbelief (since faith justifies), and thus works to chasten souls to repentance, lewst they be condemned with the rest of the world. (1Co. 11:30-32),
But it is faith which appropriate justification, thus such souls as Cornelius and household were born again before baptism, God "purifying their hearts by faith," (Acts 10:43-47; 15:7-9) while works - faith in action - justify one as being a believer. Thus various promises such as "to him that worketh not, but believeth on him that justifieth the ungodly, his faith is counted for righteousness," (Romans 4:5) whosoever "believeth on him," whosoever "shalt believe in thine heart that God hath raised him from the dead," "whosoever shall call upon the name of the Lord shall be saved". (Romans 10:13) As well as "he that believeth and is baptized shall be saved; but he that believeth not shall be damned. (Mark 16:16)
Likewise Christ said, "whether is easier, to say, Thy sins be forgiven thee; or to say, Arise, and walk?" (Matthew 9:5) For the former equated to the latter, healing testifying to the removal of the chastisement. Yet forgiveness is a separate act, but not separate from effects. Likewise justification by faith. The latter is a counted for righteousness without any merit of works, even as "with the heart man believeth unto righteousness," (Romans 10:10) yet it is inseparable from the confession which is made testifying to salvation.
For the one who confesses the Lord Jesus by mouth and in baptism and newness of life testifies to being a saved believer, but which is not the same thing as teaching that eternal life is truly merited by the works one does by God's grace. (Trent)
God rewards faith (Heb. 10:35) in the light of its fruits, but which is not merit in the sense of actual worthiness of eternal life, which is an unmerited Gift, unlike damnation which is what man has actually earned. (Rm. 6:23)
Some catholics appear to carry lots of matches, so they are repeatedly constructing straw men to use their matches. Makes them feel all warm and fuzzy to make a straw man and burn it down. Try not to attribute rational thought to such exercises.