All that and not one bit of Scripture to support it.
Why should we take your opinion about it when we have what the Creator of the universe told us?
And He didn’t mention a thing about a place called *purgatory*.
That’s the difference between experience and book learnin son. He didn’t write down the secrete recipe for “born again”, and yet he still said it exists. So I don’t know what to tell you other than you’ll figure it out later, rather than sooner.