“The mission of the Catholic Church is to lead all to salvation with God in Heaven.” And when in spacetime is a sinner saved, born from above, Justified before God? Do you need multiple choice answers in order to respond, or will you avoid even answering?
A person receives forgiveness of original and actual sins at Baptism later through the Sacrament of Reconciliation then as one follows God’s will throughout one’s life. Then receives God’s judgement when he dies.
Scripture teaches that one’s final salvation depends on the state of the soul at death. As Jesus himself tells us, “He who endures to the end will be saved” (Matt. 24:13; cf. 25:31–46). One who dies in the state of friendship with God (the state of grace) will go to heaven. The one who dies in a state of enmity and rebellion against God (the state of mortal sin) will go to hell.
Christ has abundantly provided for our salvation, but that does not mean that there is no process by which this is applied to us as individuals. Obviously, there is, or we would have been saved and justified from all eternity, with no need to repent or have faith or anything else. We would have been born “saved,” with no need to be born again. Since we were not, since it is necessary for those who hear the gospel to repent and embrace it, there is a time at which we come to be reconciled to God. And if so, then we, like Adam and Eve, can become unreconciled with God and, like the prodigal son, need to come back and be reconciled again with God, after having left his family.
“As the Bible says, I am already saved (Rom. 8:24, Eph. 2:5–8), but I’m also being saved (1 Cor. 1:18, 2 Cor. 2:15, Phil. 2:12), and I have the hope that I will be saved (Rom. 5:9–10, 1 Cor. 3:12–15). Like the apostle Paul I am working out my salvation in fear and trembling (Phil. 2:12), with hopeful confidence in the promises of Christ (Rom. 5:2, 2 Tim. 2:11–13).”
http://www.catholic.com/tracts/assurance-of-salvation