Well you better talk to the "eminent" Dr. David Jerimiah, and Dr. James White.
Dr. Jerimiah did a very interesting talk on the difference between the Shite Throne judgment and the particular judgment as found in the Book of Revelation. He disagrees with your understanding.
A number of years ago Dr. White was in a debate with a Catholic apologist, whose name I can't recall (might have been Jimmy Akin) on the "Bible answer man" Hank Hanegraaf. The only thing they both agreed on is that judgment comes after death..
Didn't you try to hold Dr. White up[ as one of YOUR experts a while ago?
You might also want to read Tim LaHaye's "Revelation unveiled" He also speaks about judgment after death
Not me. Never heard of the guy.
Nor do I put any stock in *experts*.
I'm not a respecter of persons.