I am wrong?
How so?
To laugh at how your own words continually undermine your own positions, even as you frame those..?
Perhaps I could stray into serious error, if in keeping up with the exchange here, someone might blow a gasket -- while they are otherwise officially at work, thus potentially lose their job and need find another one.
Gotta' pay off that fairly recent mortgage, ya' know? It's new enough not all that much of the principle has been reduced/converted into equity further than the initial down.
You are funny, thank you for the amusement, I would rather that it was entertainment, but well you know.....