HMS S, many thanks for the reply.
David,
If two people have a contract,
Can one person send notice to the other person that he/she no longer wants to be part of it?
If the other person doesn’t reply to the sender, does that make the contract still in effect?
Under what circumstances can the contract be considered no longer in effect?
All contracts involving continuing payments and future services are adhesion contracts. They are only in effect when both parties are in agreement. Canceling your life insurance, as an example, is as easy as refusing to pay your monthly premium. Of course the government makes it SEEM like you are always and forever a slave when you make that first step, but fortunately for us slavery was outlawed 150 years ago.