“Who’s stating that?”
I am.
According to the protestant dogmata that have been asserted here, I should be entitled to claim the assistance of the Holy Spirit in discerning that fact.
However, I do not make that claim. My assertion was born of long research, contemplation, and prayer. I am morally certain of its truth, not least because that is the way that God has created the Universe and its laws, physical and moral.
Well, thanks for admitting that’s what you believe about grace.
It’s wrong, though.
If you knew Scripture, you’d have it right like the rest of the non-Catholics around here.