>>”Jesus Christ paid that penalty for all sin once and for ever more.”
No matter what ?
>>”This is why God is free to give us a regenerated human spirit at a moment’s notice, when He forgives us.”
Are you presuming He forgives you for all your future sins, no matter what?
I can see you don’t believe in the fundamental tenets of the Christian faith. Which sins do you think Christ didn’t pay the price for on the Cross?