We have absolutely no part in our salvation other than to accept it. Christ is all in all, and His finished work on the cross is what saves is. We can add nothing to it. I depend on God for my salvation, not my feeble efforts.
Much truth in your wise words....
John 6:44 No one can come to me unless the Father who sent me draws him. And I will raise him up on the last day.
Philippians 2:12-13 Therefore, my beloved, as you have always obeyed, so now, not only as in my presence but much more in my absence, work out your own salvation with fear and trembling, for it is God who works in you, both to will and to work for his good pleasure.