if you have thge choice of the two(and you do) take Purgatory....after proper repentence for your sins, you are cleansed and zipped right up to Heaven.....can't fail. However, if you are in Hell...it's pretty much over...Hell is where those who know Christ, know what He designed for our salvation, and know the religion that He originated...and then deny it, .....go.
No such thing as purgatory as suffering or burning does not cleanse anyone from the least sin. Sin is only dealt with by the shedding of blood- death.
I am saved NOW and as righteous IN Christ as I could ever be and need to be.
I am cleansed by the shed blood of Jesus. His righteousness is credited to my account through faith in Him. I die and go straight to heaven.