Better the milkmaid than a group of power hungry men who claim Infallibility for themselves and the organization they control.
We are the ones who were handed the Deposit of the Faith all the way back to the Apostles who were taught it by Jesus; thus we believe, backed by Scripture.
St. Paul did not teach personal interpretation - he taught that the Church is the authority which was given by Christ. Timothy did not teach from tracts; he taught orally and with the full authority given Church clergy.