[St_Thomas_Aquinas]

--It seems that Catholics make grace into some sort of spiritual substance or the Holy Spirit.--

The Holy Spirit.

[Tramonto]

—It seems that Catholics make grace into some sort of spiritual substance or the Holy Spirit.—

The Holy Spirit.

So the Catholic Ephesians 2:8 could read:

8 For by grace the Holy Spirit you have been saved through faith; and that not of yourselves, it is the gift of God;

and the evangelical version:

8 For by grace the generosity of God you have been saved through faith; and that not of yourselves, it is the gift of God;