Well that would be foolish also. What I actually said was:
>>based on receiving our own reward…
and
>>>Like marrying for money.
I think "believe to receive" is another phrase that would apply.
God made salvation simple and easy that anyone, anywhere, at any age could do it.
The Catholic church, along with many others, has overly complicated it, just like the Pharisees in Jesus' day complicated the Law.
Salvation is by faith, by being born again....
John 3:14-18 14And as Moses lifted up the serpent in the wilderness, so must the Son of Man be lifted up, 15that whoever believes in him may have eternal life.
16"For God so loved the world, that he gave his only Son, that whoever believes in him should not perish but have eternal life. 17For God did not send his Son into the world to condemn the world, but in order that the world might be saved through him. 18 Whoever believes in him is not condemned, but whoever does not believe is condemned already, because he has not believed in the name of the only Son of God.
John 5:24 Truly, truly, I say to you, whoever hears my word and believes him who sent me has eternal life. He does not come into judgment, but has passed from death to life.
All we do is believe and it's ours.