Yes, I was quoting the Apostle Paul, and agreeing with him.
Martin Luther was a great man, but I do not look to him as an authority on salvation.
Glorification is only for those already saved. Paul was not talking about being born again in that phrase, he was talking about enduring until the end to receive the rewards for the race he ran. You cannot enter the race on your own merit, Logo. But I can see why that is confusing for you.