Might as well pick luck then.
Well, since I don't believe in luck, I can rule that out.
Unlike you, who apparently does believe in luck.
In terms of whether the coin is heads or tails, you win the lottery , there are odds, physics and causation.
What controls the toss of the coin?
“What controls the toss of the coin?”
Prov 16:33 The dice are cast into the lap, but every result is from the LORD.
Physics and the tosser. Are you now saying you have no control over tossing a coin either?
Might as well be luck as far as you are concerned - with a wrathful god after you for what your antecedents did.