To those created for hell or heaven, it darn sure looks like luck, coming out of nowhere for no possibly discernible reason or cause - in the womb. To them, it's a roll of the dice - heaven or hell. If that's not luck, it's as close as you can get.
The theology is clear: Completely at the whim, er, pleasure, of a wrathful god. It's a step back to a pagan god.
I can understand someone like you who believes his good works will save him hoping for a God who waits on men to see what they’ll do next.
But that is not the God of Scripture. It’s the god of Rome who encourages men’s hubris to believe they are righteous in their own right and thus can fulfill the law perfectly when no one but Christ can fulfill the law perfectly.
Back to the question.
Do you believe in luck?
Calvinist superstition holds that it was divine choice, but it all comes down to luck on an individual level because they sure did nothing to tip the scale, but were simply handed the ticket stamped "heaven" before they could even ask or wish it.
It surpasses the wrath of Odin or Zeus. It goes back to bloodthirsty Dagon, or the Aztec and Mayan gods, who required the cutting out of a beating heart of a human being on the sacrifice table on top of the pyramid and offering it to their tyrannical and insatiable gods.