Martin Luther came to love luxury and wealth. No monasticism for him. That was his drug, just as Calvin loved power and control and Zwingli got to pursue his mystical boy soldier ways until he was killed, leaving his Reformation faction without a protector, and by the way, leaving them open to the predations of the other two main factions (which came across the Atlantic to the United States and continued in an increased frenzy, leading to the 1st Amendment).
Wild and false motivations you ascribe to the reformers, just make you look silly and less likely to be taken seriously.
I just posted a short summary of Luther. Calvin has been well covered elsewhere on FR over the last couple of years. Shall I recap? Zwingli not so much, but since he was just nuts, not a lot of attention has been paid to him.