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That a soul is saved by faith is correct, however, your statement that Ja. 2:20 “isn’t saying that the person is unsaved”, is clearly incorrect, as that is indeed what his is saying.

That one is saved by grace alone thru faith alone, but not by a faith which is alone has been the historic evangelical position. The Westminster Confession of Faith (11:2) states:

“Faith, thus receiving and resting on Christ and His righteousness, is the alone instrument of justification; yet it is not alone in the person justified, but is ever accompanied with all other saving graces, and is no dead faith, but works by love.”

That a soul is saved by faith is correct, however, your statement that Ja. 2:20 “isn’t saying that the person is unsaved”, is clearly incorrect, as that is indeed what his is saying.

No, James 2 is stating that works SHOW one is saved.

That is the sense that justification is being used in the chapter.

However, Ja. 2 does not teach that works of faith merit eternal life, which is the error of Rome ( even if they overall manifest far less a degree of basic Biblical evidences of faith and that they evangelical counterparts), but what the Bible teaches is that the the only manner of faith which saves is one that manifests “things that accompany salvation.” (Heb. 6:9) That one is saved by grace alone thru faith alone, but not by a faith which is alone has been the historic evangelical position. The Westminster Confession of Faith (11:2) states: “Faith, thus receiving and resting on Christ and His righteousness, is the alone instrument of justification; yet it is not alone in the person justified, but is ever accompanied with all other saving graces, and is no dead faith, but works by love.”

Faith works but the works are the fruit, the faith is the root.

The fruit only SHOWS what kind of tree it is, it doesn't give the tree life, the root does that.