“True, but knowing God as I do, I believe it is inconsistent with His character to hold the 2 year old to the same standard as the 92 year old”
Doesn’t this have more to do with the degree of punishment of the unbeliever rather than the judgment handed down on all men due to being in Adam?
I'm not sure the term "unbeliever" can be applied to an infant. Sinner by nature, perhaps, but unbeliever? Unbelief is a conclusionary state. One has to be presented with the object of belief before one becomes an "unbeliever".