AMEN.
I'm sorry, but knowing Jesus, is NOT a "get out of jail free" card. A moment of bliss and being filled with the Holy Spirit, is a glimpse into God's enormous love, not the end of the story. Usually those called by God are most attacked by the enemy. How we respond to God's calling determines our salvation. It's about the sacrifice and love we provide in our lives. Only God understands our personal circumstances, whether or not, we regretted our sins, and only He can determine how much we loved and obeyed him.
On a side note: A friend, who had apparitions(visions), told me that many people at death, are so ashamed of themselves that they can't, and refuse to enter heaven. She said that while God is mercifull and loving, once many deceased realize how terribly they lived their lives, and how they tarnished their souls are, feel too dirty and embarrased to enter the light. We have to keep our hearts filled with His love. This is absolutely NOT church doctrine, but I personally, find interesting.