I don't know about the Reformed but any sect that says grace is given mechanically, by the performance of an act (”ex opere operato”) whether by decision or sacrament, regardless of the condition of the participant's or administrator's heart or lifestyle at the time of the decision or sacrament provides justification for not living up to the message of Christ.
How about an example of such a sect?
Amen. It’s not an automatic ‘given.’ The heart is the important factor for sure.