[Fichori]

"Sacraments are how we are saved by Jesus."

"With all due respect: BUNK. That is competely unbiblical. If sacraments are the 'how' we didn't need the cross! All God needed to do was institute the sacraments and spared His son a grueling death. Can't you see that???"

Demonstrated in Ephesians chapter 2:
(Among other places)

For by grace are ye saved through faith; and that not of yourselves: [it is] the gift of God:

Not of works, lest any man should boast.

Ephesians 2:8-9

[SoothingDave]

For by grace are ye saved through faith; and that not of yourselves: [it is] the gift of God: Not of works, lest any man should boast.

Sacraments are nothing without faith. They are a work of the Holy Spirit, not of ourselves. They are a gift from God. And they are not works.

Other than that, your cite is right on.