Are you telling me that scripture disagrees with scripture? I would rather that your (and my) understanding of scripture disagrees with other understandings of scripture. If all scripture is of God, and God does not contradict himself, it must be our understanding that is in error. Paul, and Peter, and John, and Mark and Luke, etc. are all speaking the word of Christ. It does not conflict.
I did not say that. You are jumping from one conclusion to another. The NT gives more than one example of what saves us, and not all of them are necessarily based on existing faith, such as being predestined (before you even existed!), or being meek or merciful. Likewise, some conditions predestine you to hell even if you believe, such as being rich (I am sure lawyers would have a field day with this one..."dependes what you mean by rich..."). There is no contradiction.