By scripture, God cannot show favoritism, nor can He be a respecter of persons. Likewise, all have sinned and all are unrighteous. They are totally sinful. None do good.
Why are some drawn and others not?
By the above, calvinism says it cannot be favoritism and it cannot be something in the person.
Isn't that the question, though, when anyone survives a disaster that kills many others? Why me?
What would you tell that person?
I would tell that person to be more careful.