But for me a broader question is "what is faith"? For a start here is Faith as defined by New Advent. To me it is typical of the gooblygook writings of the Catholic Church. You guys really need to clean house.
If it is a mere word, perhaps not, as Christ looks into your heart rather than reads the transcript. But in a broader sense, yes, each mortal sin condemns to hell.
Half the time I have to spend trying to figure out if what I'm being told is correct Catholic doctrine
Very good. Too many Catholics do not know their own doctrine. However, your statement I objected to referred to a very basic doctrine.
Does God give the seed of faith to everyone?
The capacity to love and know God is given everyone as part of natural law "written in the hearts" of all men. To have a better formed faith requires a church life, generally speaking.