Interesting discussion on canon. I have an observation that it seems three variations are proposed:
1) The Church and Tradition (RC/Orthodox) determined, guided by Holy Spirit
2) The Church and Tradition (Luther/Protestant) determined, guided by Holy Spirit
3) Each Individual determines, guided by the Holy Spirit
I think everyone in the discussion is arguing for one of these three.
The first two are both choosing an authority (an informed choice I hope we could agree).
The third, I believe, is a practical impossibility; you couldn't expect each person to be a linguist, a historian and a theologian.
Which would lead to a fourth possible variation:
4) Each individual determines based on his own and based on his selected authorities.
It's obvious who is supports 1). Thus far I believe Blogger is in the 3) camp. Are the rest in 2) or 4)?
Actually D-fendr, your #3 is not accurate as to my view, though you are correct in that I am not in the other 3 camps. I would state my view as God Almighty determined the Canon and leads his children as to what it is.
Also the concept expressed in (2) is an oxymoron: Church/Tradition and Luther.
Before I hit "view replies" I decided on my own answer. It is that "the Holy Spirit determines the canon through God's Church". This appears to be in complete agreement with Blogger's answer. We really shy away from giving credit to any men, including our own. :)