My dear friend I paid into this SS all of my life it was compulsory not voluntary!
I live in a rent stablized apt it goes up every two years!
Just got a raises!
I lived through those days when they had progressive income tax so if I worked 60-70 hours a week I did not get rewarded for my efforts for my uncle sam was there first to take his cut!
I worked much my life in food services and long hard back breaking hours!
Nope, government spend it, your living off younger generations' money paid in taxes. Nothing is being saved in S.S., it's all being spend as it is taken, and that is not enough the U.S. has to currently borrow money in the hundreds of billions of dollars per year to meet the current output for Social Security payouts.
And I have no illisions about what government will do, they will raise taxes until they bankrupt the younger generations.
For the record, I am 25 years old, and because of this and other actions taken by government, I don't expect to live to see my 50th birthday.
My generation is already bleeding out money in taxes and fee and people ask my generation to give MORE!! while they live off the sweat of younger generations. That is quite ignoble.