Or as the Mormons put it, "Saved by grace, AFTER all we can do."
Hmmm... They must not have read the Scripture that says there's nothing we can do to make ourselves equal to or worthy of the gift (Eph. 2:8-10).
This realization of our inability has become a source of comfort to me. Knowing Christians have nothing to do with the acquisition of God's grace, I'm made more aware of just how stupendous the gift is, how specific and definite the gift is, and how this gift was proclaimed by God for His glory from before the foundation of the world. At the moment of creation, God already had you and me in His perfect care.
The sense of humility is almost overwhelming. I deserve the gift zero times infinity.