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The reason the works of the Law are not sufficient is because you would have to keep them perfectly and continuously, which is impossible. Christ took care of the sacrifice, once and for all, and now we need to simply submit ourselves to His will and obey what he has commanded to enter into a relationship with Him.

Has He not also atoned for any failure to obey what He has commanded?

The Bible teaches that if you believe, repent of your sins,confess Christ, and are baptized for the remission of your sins, you will be saved. After that, you must continue to follow God, and if you stumble, and you will, you can gain forgiveness for those sins by repenting and asking God to forgive you. I gave you the verses, so you are more than welcome to look them up yourself.

You've no doubt heard this example before, but what if I as a believer were to stumble and commit a sin and then subsequently die before having repented and asked for forgiveness?

Has He not also atoned for any failure to obey what He has commanded?

Clear and righteous questions like this one reaffirm the Reformed faith for me.

The answer is self-evident. Praise God, Christ has atoned for my sins of yesterday, today and tomorrow.

All that He has ordained comes to pass.

Has He not also atoned for any failure to obey what He has commanded?

I am reminded of this from John Owen

The Father imposed His wrath due unto, and the Son underwent punishment for, either:

1. All the sins of all men.
2. All the sins of some men, or
3. Some of the sins of all men.

In which case it may be said:

1. That if the last be true, all men have some sins to answer for, and so, none are saved.
2. That if the second be true, then Christ, in their stead suffered for all the sins of all the elect in the whole world, and this is the truth.
3. But if the first be the case, why are not all men free from the punishment due unto their sins?

You answer, "Because of unbelief."

I ask, Is this unbelief a sin, or is it not? If it be, then Christ suffered the punishment due unto it, or He did not.
If He did, why must that hinder them more than their other sins for which He died?
If He did not, He did not die for all their sins!"

Justification - we have been saved from the penalty of sin [Past Tense]
Sanctification - we are being saved from the power of sin [Present Tense]
Glorification - we shall be saved from the presence of sin [Future Tense]

I agree with you.
There are many Christians who were saved, and must have sinned ( remember ? even ( ONE SIN ) will separate us from GOD and we are lost from GOD even by ONE SIN ) who didn't have time to confess and repent, is GOD going to condemn them to Hell ?
Is GOD a Indian giver ?
This is the problem with that frame of belief ( that we ALWAYS have to maintain our salvation, and if we still have to EARN our salvation, then, we make Christ's work on the cross non effect, it is still merit ) that if a believer just sins JUST once, and never repents and confesses, that, that believer GOES to hell.
The Bible also tells us, that once we get saved, we are " SEALED " by the Holy Spirit.
The bible says that NO ONE will be able to pluck us out of GOD's hand.
Remember ? NOTHING BUT THE BLOOD OF JESUS.