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And you've got to contemplate cause and effect. Why are the 18 to 21 year olds so dumb? They didn't used to be dumb. Maybe a society telling them they're dumb via restrictive regulation has made them dumb. I know when I turned 18 I didn't feel like an adult, with all the things I still wasn't allowed to do it felt more like a trial-adulthood, do "adult-lite" for a couple of years and maybe I'll get promoted. I didn't start feeling grownup until 25 or so, a person really can't embrace maturity until they've had a chance to screw up and pay the price.

Why are the 18 to 21 year olds so dumb? They didn't used to be dumb.

Sure they were.
All kids become dumb as rocks with the onset of puberty.
They lack the maturity to excercise responsible judgement in their own best self-interest.
Discipline and self-restraint need to be imposed upon them so that they learn to behave responsibly as adults. "Spare the rod and you spoil the child".