And if I were a hacker, and I never bothered Dish about their card, I have neither agreed to their terms, nor forced them to activate the card. Hence, I would have never have opened a dish account. Again, it's like saying that once you buy my car; you must forever purchase my gas at whatever price I chose to sell it at; or else sell/toss the car away.
FWIW and IIRC, no one has ever emulated Dish Network's smart card firmware (i.e., a cardless receiver), but I think it's been done with DirecTV.