[gcruse]

Retirement doesn't sound like much fun anyway. I'm going to work as long as I'm able.

That's what I thought, too.  But it turns out that anyone over 50 is no longer considered able.
If you can stay employed and out of the job market, you have a chance.  Otherwise, lotsa luck.

[Myrddin]

I don't expect to be able to "retire" to a state of perpetual idleness. My current aim is to eliminate all remaining discretionary debt. The ongoing costs of food, utilities and taxes are inescapable. Vehicle operating expenses are also a necessary element for most people.

My kids should be finished with college by the time I hit 50 (4 more years). That is the major drain on the household finances right now.