Replies

what you paid into it over a lifetime and divide it by the number of years left (using US average life expentancy). Then again, we're dealing with the Social Security Administration NOT common sense. We should just end the SS scam now.

ACtually, our accountant told us they had recently changed it to the entire life's earnings - not just the most recent earnings. Don't know if that is in effect now - but it will be in two years when huband's ss starts. After hearing this, he might should start now - at least he would get it for a year or two before they send it all to Mexico.

This so called "7 year rule" only applies to disability, not retirement benefits. That means at age 67 when I can draw mine, I will have to survive disabled for the next 12 years....somehow. Many baby boomers have saved some money and then head for the hills to early retire. If something happens to their health, they will have no disability through SS. There's going to be some very shocked people. I know I was.