You are headed down exactly that atomistic bent they want you to take.
One really groovy thing about setting up the communists as bogeyman all these years was the ability of some -- like that Diva of Selfishness Rand and others -- to turn altruism into an evil and render selflessness an absolutely incomprensible notion.
There is no greater love than for a man to lay down his life for a friend .... much less a closely related member of this Family of Man.
As human beings, we are responsible for and obligated to each other. Either we realize that at the family level (starting with the birthing and rearing of the children we off or institutionalize with ease these days) or the State steps in.
Evil loves a vacuum.
This Walden Pond utopian vision of the Self-Reliant man is a ruse.
Folks should be always Personally Accountable for their actions (especially the State's actors!) but they are not always in a position to be responsible for themselves and are rarely without some responsibility for another ... whether or not it's being in direct proportion to their regard for others allows them to realize it at all.
Bs ill take care of my own parents I have no desire to do anything for the boomers in general. They've on the whole been totally parasitic. By the time your old if you haven't arranged for something to take care of you well...