[steve-b]

The real solution is to read the laws yourself and then you need not rely on anyone.

As I pointed out in my previous message, this is more or less equivalent to suggesting that if I don't have access to heavy machinery then the real solution is to work out until I'm strong enough to bend steel in my bare hands.

[Protagoras]

As I pointed out in my previous message, this is more or less equivalent to suggesting that if I don't have access to heavy machinery then the real solution is to work out until I'm strong enough to bend steel in my bare hands.

Really? Why is it so hard for you?

[dirtboy]

As I pointed out in my previous message, this is more or less equivalent to suggesting that if I don't have access to heavy machinery then the real solution is to work out until I'm strong enough to bend steel in my bare hands.

That's a cop-out. It doesnt' take that long to read HSA - most of it, the administrative details, can be skimmed - it's hard to find tyranny in a section that raises discretionary spending limites for a certain level of manager from $7,500 to $10,000, or a section that discusses voluntary severance pay.