I went digital a while back, and agree with you, except for the following:
1. Use Epson. Makes far better photos than HP
2. Save money? Ha, Ha! I take a LOT more photos, but I spend a LOT more money!
Equipment: Canon D30, 50 1.4, 28-135 IS, 70-200 2.8L, flat panel iMac and Epson 1280.
This is scary, though. Take a photo, go to jail.