[Alberta's Child]

No person or organization that publishes a report on a "health care crisis" in the United States should be taken seriously unless the report clearly points out that the U.S. does not have a health care problem, but an insurance problem.

Any segment of the insurance industry that pays settlements to people who don't have to die or be dismembered to submit claims is facing the exact same problem as the "health care industry" in the U.S.

The problem is that the insurance industry by definition does not respond to normal market-driven forces like any other industry.

[laurav]

Do you think tort reform would make premiums lower?