[where's_the_Outrage?]

In order to get a card

As I understand, you don't have a choice, if you travel, you have to use the Government Credit Card.

That's asking for abuse. As noted the worst abusers were enlisted, they may not even have their own credit cards. I've known enlisted (and some officers) on payday to go out and blow it all, then wait for the next payday to do it again. With the credit card, every day is payday

As the old saying goes, You Reap What you Sow Looks like the Navy (and other services) will need to conduct credit card training. Something else to get in the way real training.

[Excuse_My_Bellicosity]

Yes, I think they do need to conduct some intensive training. During my navy days, I've seen enlisted and junior officers that have gone out and blown 3/4 of their paycheck on the Friday after payday at the titty bar, then blow the rest on Saturday night drinking. God only knows what they would have done with a credit card. On my boat, we had two disbursing clerks (DKs) that were absconding with re-enlistment bonus checks worth about $10,000 each. By the time the authorities caught up with them, which didn't take very long, they had blown every nickel. They stole $60,000 each.

I've heard it said the Michael Jordan has more money than he can spend. He should send a big fat check to your average 21-year-old. They'll show you how to spend it.