[Vets_Husband_and_Wife]

So when would you suggest investing?

I really like these kinds of threads. Trying to understand this market is hard and extremely complex. I have so many friends who wonder aloud how to decipher all the information that is coming out.

One day you have an analyst saying Monday would be a HUGE increase in the DJ,.. then on Sunday, that same Analyst is saying that the newspapers in Asia and Europe are stating it will be gloomy.. so look for it to take a dive.

Thanks for the input. I appreciate all perspectives regarding this.

[wardaddy]

I'm not sure honestly. If I were very close to retirement (not that I ever will unless I can't work anymore), I would look for annuities. I think it's too late to hedge with bond related investments. I'm sure there are great values out there. I definitely would not buy into an indexed fund right now. REITS and Gold based havens are probably overbought. I'm just watching the bigboards right now. I would go to the NASD homesite and see which market makers like GSCO etc. are buying what stocks in the largest volume for Institutional Investors....that would be a reasonable indicator.

[Tauzero]

"Trying to understand this market is hard and extremely complex."

Not really: