[wardaddy]

I'm not sure honestly. If I were very close to retirement (not that I ever will unless I can't work anymore), I would look for annuities. I think it's too late to hedge with bond related investments. I'm sure there are great values out there. I definitely would not buy into an indexed fund right now. REITS and Gold based havens are probably overbought. I'm just watching the bigboards right now. I would go to the NASD homesite and see which market makers like GSCO etc. are buying what stocks in the largest volume for Institutional Investors....that would be a reasonable indicator.

[Vets_Husband_and_Wife]

Thanks a ton Wardaddy,...appreciate solid advice. Best wishes for you and yours. I'm thinking of watching until the 14th, then goin in. :o)