[Jim Robinson]

Guess what. Not only is there no money in the Social Security Fund, but there is none in your private bank account either. The banks are not sitting on a huge pile of cash (at least, not a pile representing all of their depositor's money). Nor is there any in your privately held IRA or 401K or anywhere else (unless you've got it stuffed away in your mattress). Social Security is no doubt an unconstitutional ripoff, but the fact that there is no actual money in the fund is not the real problem.

[Senator Pardek]

There's the rub - Pardek's "bank account" represents substantially higher taxes or decreases in spending - and few in Congress are dumb enough to propose either (they like to get re-elected) - which is why Social Security will collapse soon after outlays outpace receipts (which is in ten years or so).

Will be fun to watch from my Idaho bunker!