There is a third option. Live in a building with multiple layers of security, have your driver bring the car around at your convienience and have bodyguards when you go out at night.
Oh, wait....
The third option . . .Oh, wait....Yeah, and the great part for him was someone else paid for it all (millions of us.)
Aren't we glad George W's in charge now, doesn't visit Macdonalds at night, etc?