[Always Right]

You can do a little better with I bonds: I BOND EARNINGS RATE: 2.57% it ain't much, but its not a 50% loss. :)

Of couse sitting out of the stock market for any 10 year period always makes bonds look like a poor investment. The Dow is down 99 points currently or 1% and the fear-mongers are running up and down the street screaming their heads off. Stocks may not do much for another 6 months or so, but they will bounce back and a 12,000 Dow will be here in another 18 months.

[rohry]

"Of couse sitting out of the stock market for any 10 year period always makes bonds look like a poor investment."

Except for 1930-1940, 1970-1980 and 2000-?...

I've been in bonds since January 2000 (after 10 years+ fully invested in stocks). It would have been hard to have done better in stocks unless you were a very active trader.