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Being a slave to credit card dept is awful. I wish it upon no one.

Was there myself for a loooooooong time. Now I'm debt free. Totally. No Credit, no car payment, and my favorite. No mortgage. I've often considered a job flipping burgers. :-)

Ditto that: no mortgage, no car loans, no credit card debt, no rent, no leases. It is a much happier way to live.

I agree. Being debt free opens up a whole new world. I have been married for over 32 years. We were in debt (credit card) for the first 15 years. Money problems, can create a lot of stress on any relationship. Well, about 17 years ago, we decided we need to get our finances in order. It took time, but it is possible. We still have a mortgage, but we have enough savings to pay off the house if we wanted to, but for now the tax deductions works in favor of keeping lt.

On another thread, there is a lot of discussion about how bad the economy is, and how some are afraid of losing their jobs are have already lost their jobs. This constant worry about losing a job is not good, either for your health or your relationship with your spouse.

By getting out and staying out of debt, keeping my current job is not the most important thing in my life. I have choices.

One of the most imporatant things we did was in the go go 90s as our wages went up, our standard of living did not go up. We could live on much less than I make. Knowing that has taken a heavy load off my shoulders.

For all of you that still have a lot of credit card debt, I would suggest you get out from under it as soon as possible. Believe me, it feels so good when that weight is removed.