How much "junk mail" do you get each day? Do you know what a "cookie" is? Your so called "private transactions" are a myth in your own mind. As to cash transactions, yes anyone that regularly takes 10 grand in cash to go shopping warrants suspicion given the norms of this nation's market economy. Look, just write a check. This is NOT rocket science and it is NOT an infringement on whatever rights you seem to feel are being violated OR pay in thousand dollar bills who cares.
This law does not govern transactions between private parties. It covers cash purchases in the amount of $10,000 from a retailer. As you well know, such transactions are covered by the Commerce Clause of the US Constitution and reasonable limitations on interstate commerce have been upheld by the Courts.